Loan Programs

Bridge Financing

12 Month Term
$100K – $5M
No Prepayment Penalty

P&L Only

Must Show Alternative Credit
Foreign Nationals OK
Purchase with 20% Down Payment

Blanket Loans

No Escrow
Reserves are a minimum of $200.00/unit
Management fees 5% of rental income

ITIN Loans

Up to 85% LTV
50% Max DTI
Gift Funds Eligible

Bank Statement Programs

Loan Amount up to $4M
Max Cash-on-Hand $1M
No Limit for CLTV < 55%

Fix and Flip Loans

Loan amounts from $250K to $7.5M
70% ARV max
85% LTV max

Cross-Collateral Loans

Inc Borrowing Power
Up to 100% LTV for Purchase
90% LTV for Refinance

Non-Warrantable Condo

Single Entity Ownership in Project to 30%
Commercial Space in Project up to 50%
Primary, Second Homes, & Investment

Foreign National Program

Up to $2.5M Loan Amounts
Up to 75% LTV
15, 30 & 40 Year Fixed

1099 Only

Max DTI 55%
Cash-Out Available
Super Prime & Prime Programs

Ground-Up Construction

Up to 80% LTC
24 Months Interest Only Payments
6 Month Prepay

No Income Check Loans

Primary Residence – 80% LTV to $3M
660 Mid FICO Score
No Prepayment Penalties

DSCR Mortgages

Loan Amounts up to $4,000,000
Cash Out up to $1,000,000
Up to 85% LTV (Loan to Value)