Loan Programs

Bridge Financing

  • 12 Month Term
  • $100K – $5M
  • No Prepayment Penalty

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P&L Only

  • Must Show Alternative Credit
  • Foreign Nationals OK
  • Purchase with 20% Down Payment

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Blanket Loans

  • No Escrow
  • Reserves are a minimum of $200.00/unit
  • Management fees 5% of rental income

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ITIN Loans

  • Up to 85% LTV
  • 50% Max DTI
  • Gift Funds Eligible

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Bank Statement Programs

  • Loan Amount up to $4M
  • Max Cash-on-Hand $1M
  • No Limit for CLTV < 55%

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Fix and Flip Loans

  • Loan amounts from $250K to $7.5M
  • 70% ARV max
  • 85% LTV max

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Cross-Collateral Loans

  • Inc Borrowing Power
  • Up to 100% LTV for Purchase
  • 90% LTV for Refinance

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Non-Warrantable Condo

  • Single Entity Ownership in Project to 30%
  • Commercial Space in Project up to 50%
  • Primary, Second Homes, & Investment

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Foreign National Program

  • Up to $2.5M Loan Amounts
  • Up to 75% LTV
  • 15, 30 & 40 Year Fixed

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1099 Only

  • Max DTI 55%
  • Cash-Out Available
  • Super Prime & Prime Programs

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Ground-Up Construction

  • Up to 80% LTC
  • 24 Months Interest Only Payments
  • 6 Month Prepay

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No Income Check Loans

  • Primary Residence – 80% LTV to $3M
  • 660 Mid FICO Score
  • No Prepayment Penalties

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DSCR Mortgages

  • Loan Amounts up to $4,000,000
  • Cash Out up to $1,000,000
  • Up to 85% LTV (Loan to Value)

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