Welcome to PrivateLend.com, your trusted partner in securing financing for multi-unit investment properties. Whether you’re looking to expand your real estate portfolio or start your investment journey, we have the solutions to meet your needs. With our flexible loan options and competitive terms, you can access the capital you need to unlock the full potential of your investment properties.
5-8 Unit Highlights
When it comes to financing 5-8 unit properties, we offer a range of benefits to support your investment goals
- Loan amounts up to $3.5M: We understand that every investment is unique, which is why we provide financing options that cater to a wide range of property values.
- LTV’s up to max 75%: With a maximum loan-to-value ratio of 75%, you can leverage your existing equity to secure the funding you require.
- Cash in hand up to $1M: Our loan programs allow you to access cash for renovations, upgrades, or any other investment needs, with the potential to receive up to $1 million.
- FICO score as low as 660: We believe in providing opportunities for investors with varying credit profiles. Even if your FICO score is as low as 660, we can still help you secure financing.
- As low as 24 months seasoning on BK/FC/SS/DIL: We understand that financial setbacks happen. That’s why we offer flexible seasoning requirements for bankruptcy, foreclosure, short sale, and deed in lieu of foreclosure.
- Qualify off ITIA payment when I/O is selected: Our loan programs allow you to qualify based on the interest-only payment option, providing you with more flexibility in managing your cash flow.
- No tradeline requirements for Borrowers with all 3 credit scores reporting on credit: We value your overall creditworthiness and consider multiple factors when evaluating your loan application.
- As low as 3 months reserves: We understand the importance of maintaining a healthy financial cushion. With as low as 3 months of reserves, you can secure financing without depleting your savings.
- Only 30-day asset verification required: Our streamlined process ensures a hassle-free experience. With only 30-day asset verification, you can save time and focus on growing your investment portfolio.
- Gift funds allowed: We recognize that additional financial support can come from various sources. That’s why we allow gift funds to be used towards your investment property purchase.
2-8 Unit Mixed-Use Highlights
For investors looking to finance mixed-use properties with 2-8 units, we offer the following advantages
- 660 Minimum FICO: We believe in providing opportunities for investors with varying credit profiles. Even if your FICO score is as low as 660, we can still help you secure financing.
- Purchases to 75% LTV: With a maximum loan-to-value ratio of 75%, you can leverage your existing equity to secure the funding you require for your mixed-use property.
- Loan amount up to $3.5M: We understand that every investment is unique, which is why we provide financing options that cater to a wide range of property values.
- Minimum loan amount of $200k: Whether you’re starting small or aiming for a larger investment, our loan programs accommodate a minimum loan amount of $200,000.
- 2-8 units allowed: We support investors looking to finance properties with 2-8 units, providing you with the flexibility to choose the property that aligns with your investment strategy.
- Experienced investors only: Our loan programs are designed for experienced investors who have a proven track record in real estate investment.
- Cash-out to 70%: Unlock the equity in your mixed-use property with our cash-out option, allowing you to access up to 70% of the property’s value.
- Cash in hand up to $1.0M: Our loan programs allow you to access cash for renovations, upgrades, or any other investment needs, with the potential to receive up to $1 million.
- General Purpose Commercial or Narrative appraisal required: To ensure accurate valuation of your mixed-use property, we require a general purpose commercial or narrative appraisal.
- Borrower can be the business occupant: If you plan to occupy the mixed-use property for your business, we can accommodate your needs while providing the necessary financing.
Contact us to learn more about our financing options for 5-8 multi-unit properties and also regarding our 2-8 unit mixed-use properties.
